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The Pros and Cons of Crypto Assets as a Treasury Policy

Crypto assets can strengthen a fintech’s treasury through diversification, 24/7 liquidity, and strategic positioning—but they introduce serious volatility, accounting complexity, and liquidity risks.

Crypto can belong in treasury policy if exposure is capped, board-approved, stress-tested, and ring-fenced from operational cash, depending on liquidity strength and risk tolerance.

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